A VA Loan is a benefit for military service provided to eligible veterans, service members, and surviving spouses. The majority of veterans who buy or refinance a home with a VA Loan have to pay a one-time funding fee. This…
Read MoreA VA Loan is a military service benefit provided for eligible veterans, service members, and surviving spouses. VA Loans are backed by Ginnie Mae and they offer many benefits over conventional loans. Some of the advantages are interest rates which…
Read MoreIf you are looking to buy a home, you need to consider which type of mortgage you’re going to use. You could go with a regular conforming mortgage, but if you want a more expensive home then you will probably…
Read MoreAs a qualified borrower, you can take advantage of lower, interest-only monthly payments at the start of your loan. This allows you to have more money in your budget for other expenses, improvements, or investments. Interest-only mortgages help borrowers qualify…
Read MoreIf you are looking to purchase a home that is more on the expensive side, you may be wondering if there are loan options large enough. Conforming loans typically must adhere to the limits and requirements set by Fannie Mae…
Read MoreWhen it comes to buying a home, it’s important to identify the type of mortgage that best suits your needs. If you are looking at a bigger, more expensive home, a jumbo loan may be the right mortgage option for…
Read MoreIf you are buying a house, finding the right type of mortgage to finance the home is one of the most important decisions you’ll have to make. Many buyers believe they have to commit to a 20% down payment. The…
Read MoreMany people assume they can’t buy a home because they don’t have a big enough down payment. The truth is, there are several loan options that can help bypass this obstacle, such as the HomeReady mortgage. The HomeReady mortgage is…
Read MoreMany first-time home buyers believe you need to have a 20 percent down payment. However, the good news is, there are many low-down-payment mortgage options available. As a first-time homebuyer, it’s possible to get a conventional mortgage with a down…
Read MoreIf you are considering buying a home soon, chances are you have a number of questions running through your head. One of those questions might be whether or not you have enough saved for a down payment. There’s no need…
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