Jenna Hemilburger

August 8, 2023
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July 20, 2023
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F Uaga m Lb E

July 9, 2023
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Construction-to-Permanent Loans: Rates & Requirements

December 20, 2022

A construction-to-permanent loan is a type of loan which allows you to build or renovate your home. When the construction process is finished, the loan converts into a traditional mortgage without you having to go through another closing process.  During…

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 Introduction to Construction-to-Permanent Loans

December 6, 2022

Building a home can be a stressful process, but with a construction-to-permanent loan you can save time and money with a one-time closing. This loan brings you through the entire process of both buying and completing construction with a single…

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A 2-1 Buydown Loan Explained

November 22, 2022

A 2-1 buydown is a mortgage loan option where the seller or builder reduces the homebuyer’s interest rate for the first two years of the loan. This means that for the buyer, the interest rate is two percentage points less…

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2-1 Buydown Loan: What is it, how does it work, and who does it benefit?

November 8, 2022

The current rise in interest rates has created a large affordability issue when it comes to buying a home. As a result, temporary buydowns have become an option that some buyers and sellers are considering.  A 2-1 buydown is a…

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USDA Loans: Eligibility and Income Limits 2022

October 18, 2022

To get approved for a USDA loan, there are eligibility requirements a borrower must meet. In addition to the typical mortgage approval requirements such as income and credit score verification, eligibility is also based on a combination of household size…

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Qualifying for USDA Loans

October 4, 2022

USDA Loans are low interest rate and no down payment mortgages for eligible rural homebuyers. This program is ideal for low income borrowers who can’t get a traditional mortgage.  When it comes to a government-backed loan such as a USDA…

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FHA Loans: Qualifications and Benefits

September 20, 2022

An FHA loan is a home purchase and refinance loan, similar to a conventional mortgage.  The difference between the two is that FHA loans feature mortgage insurance from the Federal Housing Administration. So rather than making mortgage loans to home…

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