Federal Housing Administration (FHA) Loans are a lot more flexible than many other programs. An FHA loan is an affordable way for first-time and repeat home buyers to buy or refinance a home. Since the federal government insures FHA loans,…
Read MoreA Debt Service Coverage Ratio (DSCR) mortgage, allows investors to purchase or refinance a rental property without having to provide tax returns, W-2s, pay stubs, or any other personal and financial information. To qualify for a DSCR loan, the rental…
Read MoreDebt Service Coverage Ratio (DSCR) loans allow real estate investors to qualify for a loan based entirely on the cash flow generated by the investment property, rather than their personal income. It can be used to close the mortgage on…
Read MoreIf you currently have a VA-backed home loan and are looking to reduce your monthly mortgage payments, an interest rate reduction refinance loan (IRRRL) may be right for you. Refinancing lets you replace your existing loan with a new one…
Read MorePrivate mortgage insurance (PMI) is a type of insurance required by lenders for certain mortgages, such as a conventional loan. Conventional mortgages often require private mortgage insurance when less than 20% of a home’s purchase price is put down. The…
Read MoreA VA Loan is a benefit for military service provided to eligible veterans, service members, and surviving spouses. The majority of veterans who buy or refinance a home with a VA Loan have to pay a one-time funding fee. This…
Read MoreA VA Loan is a military service benefit provided for eligible veterans, service members, and surviving spouses. VA Loans are backed by Ginnie Mae and they offer many benefits over conventional loans. Some of the advantages are interest rates which…
Read MoreIf you are looking to buy a home, you need to consider which type of mortgage you’re going to use. You could go with a regular conforming mortgage, but if you want a more expensive home then you will probably…
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