Debt Service Coverage Ratio (DSCR) Loans: Requirements and Benefits

By Aaron Veres | August 16, 2022

A Debt Service Coverage Ratio (DSCR) mortgage, allows investors to purchase or refinance a rental property without having to provide tax returns, W-2s, pay stubs, or any other personal and financial information.  To qualify for a DSCR loan, the rental income generated by the property must meet or exceed the lender’s coverage ratio requirements. The…

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