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2-1 Buydown Loan: What is it, how does it work, and who does it benefit?

The current rise in interest rates has created a large affordability issue when it comes to buying a home. As...

USDA Loans: Eligibility and Income Limits 2022

To get approved for a USDA loan, there are eligibility requirements a borrower must meet. In addition to the typical...

Qualifying for USDA Loans

USDA Loans are low interest rate and no down payment mortgages for eligible rural homebuyers. This program is ideal for...

FHA Loans: Qualifications and Benefits

An FHA loan is a home purchase and refinance loan, similar to a conventional mortgage.  The difference between the two...

FHA Loan Requirements Make Home Buying Easier

Federal Housing Administration (FHA) Loans are a lot more flexible than many other programs.  An FHA loan is an affordable...

Debt Service Coverage Ratio (DSCR) Loans: Requirements and Benefits

A Debt Service Coverage Ratio (DSCR) mortgage, allows investors to purchase or refinance a rental property without having to provide...

Debt Service Coverage Ratio (DSCR) Loans: What Are They?

Debt Service Coverage Ratio (DSCR) loans allow real estate investors to qualify for a loan based entirely on the cash...

VA IRRRL: Eligibility and Benefits

If you currently have a VA-backed home loan and are looking to reduce your monthly mortgage payments, an interest rate...

How to Avoid PMI Insurance with VA Loans

Private mortgage insurance (PMI) is a type of insurance required by lenders for certain mortgages, such as a conventional loan....