Georgia Platinum Mortgage

New Conventional Loan Limits for 2022

Conventional Loan Limits are Increasing to $647,200 in 2022 Within the past year, we have seen the demand for homes...

What Home Buyers Should Know About the Appraisal Waiver

The appraisal process is an important step when buying a home. When applying for a mortgage, the loan amount depends...

Do You Really Need To Put 20% Down?

If you are considering buying a home soon, chances are you have a number of questions running through your head....

First-Time Home Buyers: Conventional Loan vs. FHA Loan

Many first-time home buyers believe you need to have a 20 percent down payment. However, the good news is, there...

HomeReady Loan: What Is it and Who Can Qualify?

Many people assume they can’t buy a home because they don’t have a big enough down payment. The truth is,...

HomeReady Mortgage: Down Payment & Income Requirements

If you are buying a house, finding the right type of mortgage to finance the home is one of the...

Jumbo Loans: What are they and is it the right loan option for you?

When it comes to buying a home, it’s important to identify the type of mortgage that best suits your needs....

Jumbo Loans: Rates and Requirements

If you are looking to purchase a home that is more on the expensive side, you may be wondering if...

Interest-Only Jumbo Mortgages

As a qualified borrower, you can take advantage of lower, interest-only monthly payments at the start of your loan. This...