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Qualifying for USDA Loans

USDA Loans are low interest rate and no down payment mortgages for eligible rural homebuyers. This program is ideal for...

USDA Loans: Eligibility and Income Limits 2022

To get approved for a USDA loan, there are eligibility requirements a borrower must meet. In addition to the typical...

2-1 Buydown Loan: What is it, how does it work, and who does it benefit?

The current rise in interest rates has created a large affordability issue when it comes to buying a home. As...

A 2-1 Buydown Loan Explained

A 2-1 buydown is a mortgage loan option where the seller or builder reduces the homebuyer’s interest rate for the...

Introduction to Construction-to-Permanent Loans

Building a home can be a stressful process, but with a construction-to-permanent loan you can save time and money with...

Construction-to-Permanent Loans: Rates & Requirements

A construction-to-permanent loan is a type of loan which allows you to build or renovate your home. When the construction...

What Do Mortgage Rates Mean? A Beginner’s Guide | Georgia Platinum Mortgage

If mortgage rates have ever confused you, you're in the right place. Here's everything you need to know — in...

What Is the Georgia Dream Program and Could It Help You Buy a Home?

If you have been thinking about buying a home in Georgia but feel like the down payment is the biggest...