HomeReady Mortgage: Down Payment & Income Requirements 

If you are buying a house, finding the right type of mortgage to finance the home is one of the most important decisions you’ll have to make. Many buyers believe they have to commit to a 20% down payment. The truth is there are options available through Fannie Mae and Freddie Mac that make lower…

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HomeReady Loan: What Is it and Who Can Qualify? 

Many people assume they can’t buy a home because they don’t have a big enough down payment. The truth is, there are several loan options that can help bypass this obstacle, such as the HomeReady mortgage.  The HomeReady mortgage is a conventional loan and is one of the easiest mortgage programs to qualify for. With…

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